CFGX. Cash-Out Refinance.

Access your equity.
Keep the property.

Cash-out refinancing with a 30-year fixed rate. No restrictions on amount or use. No tax returns. No personal financial statements. No DSCR ratio.

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The Problem

Your equity is locked up.

You've built significant equity in your property. You need capital — for another acquisition, for renovations, for business operations, or simply to diversify. But your options are limited:

Sell the propertyLose the asset, trigger taxes, and give up future appreciation.
Take short-term debtBridge loans and HELOCs create new maturity pressure and requalification cycles.
Bank cash-out refiRequires tax returns, personal financials, income documentation — and restrictions on use of funds.

You shouldn't have to sell the property to access its value.

The Solution

Cash out. Stay in.

Pull equity from your property with a 30-year fixed-rate loan. No restrictions on cash-out amount or use. Cash to close from any source — no seasoning requirements.

No tax returns. No personal financial statements. No DSCR ratio. We underwrite the property.

Qualify once. Done for 30 years.

No restrictions on cash-out use
Cash to close — any source, no seasoning
30-year fixed terms
Up to 75% LTV
No tax returns required
No balloon payments

Gold Tier

Best terms available

650+ FICO
Up to 75% LTV
No tax returns
No personal financial statements
No DSCR ratio
6-month title seasoning

Silver Tier

Asset-based — any credit

Any credit score
Up to 50% LTV
Purely asset-based
No DSCR ratio
1-day title seasoning

The Process

How it works.

Quick Screening

60-second online check. No commitment. No credit pull.

48-Hour Term Sheet

Review your proposed rate, loan amount, and costs.

Close & Cash Out

We handle appraisal, title, and environmental. Close in 30 days. Cash out with no restrictions.